At Vancea Financial Group, we don’t believe in a one-size-fits-all approach to financial planning. We believe that to help reduce risk and maximize wealth we must build a relationship with clients that allows us to create the perfect strategy for each individual. That means managing risk on a level that goes beyond assessing your investment risk tolerance or the riskiness of a particular investment. It means understanding the inherent risks in your current financial strategy...and the risk in NOT investing in the products and services that best fit your financial profile.

Our Areas of Expertise

1

Financial Planning to Protect Your Loved Ones

How would your family cope financially if you were no longer here for them? Could you maintain your current standard of living if you were to fall ill and could no longer work?

Whether it is replacing your income, paying off your debts, or setting up a legacy plan, the experienced professionals at Vancea Financial will build a plan that is tailored to your individual circumstances. We help you identify the risks that could affect their financial well-being and then develop a strategy that covers all the bases.

Ask us about our comprehensive financial security plan and how it can benefit you. We offer a variety of products and services that address issues such as Family Protection, Business Continuation, and Tax reduction strategies, among others.

2

Building Wealth and Wealth Management

Building wealth requires a lifelong financial planning strategy that changes as your needs change. It requires a relationship built on trust between you and your financial advisor. Unlike some organizations that are focused on bringing in as many clients as possible, Vancea Financial believes in matching you to the right financial advisor. Then we begin the process of building a long-term relationship based on trust.

We provide you with a comprehensive set of wealth building and wealth management services ranging from identifying personal risk factors that may negatively impact your financial security, debt reduction and management strategies, investment and tax-reduction planning, and investment portfolios and retirement planning.

3

Living Benefits

No one likes to think about being incapacitated by an accident or a devastating illness, but the reality is that you must be prepared for any eventuality. A loss of one or the sole income in a household can have devastating effects on those who rely on you for their financial well-being. Accidents and illnesses can not only result in the loss of income, but in additional unanticipated medical bills.

Don’t get caught unprepared! Vancea Financial’s advisors can introduce you to products designed to allow you to maintain dignity in the face of difficult choices, including options for speed and quality of treatment, insurance protection, and other practical services to help during a difficult time.

4

Retirement Planning

What does your dream retirement look like? Let us help you make that dream a reality. Whether you want to start a small business, move to a tropical paradise, or just have enough money to spoil the grandkids, we can help you plan now so that you will be able to enjoy retirement when the time is right for you.

Vancea Financial takes care of the practical part of retirement planning so that you can spend time focused on the dream. We help you identify and assess the risks that life can throw your way so that you’re prepared for any eventuality.

Vancea’s financial advisors can help you plan your retirement strategy, calculate the retirement income you will need and how much you need to save to get there. We can walk you through the different pension and retirement savings products available to make your retirement financially comfortable and together we will create the financial strategy that’s right for you.

5

Estate Planning

You've worked hard to build up your personal wealth. Estate planning services are a prudent way to ensure that the wealth you leave behind ends up in the hands of those you love.

Vancea Financial's professionals can put together a plan that helps ensure the maximum amount of the wealth you have spent a lifetime building will go to the recipients of your choosing.

Let us help you carry forward your legacy even once you are no longer here. We can put a plan in place that continues to benefit your loved ones after your passing. Ask us about family protection products and tax sheltering strategies, and about how we can help you take care of your loved ones for years to come.

6

Business Owner Strategies

The way you protect your business is just as important as the reputation you have built for it. In many ways, your business forms an important part of your personal legacy. Are you confident that you have identified and planned for all the potential risks that may face your business over the short and long term?

Vancea Financial takes a different approach than most financial services providers. We work with you to identify the risks that could threaten the profitability of your business, and then work with you to help ensure you have the products and services to prepare for those risks.

Our approach represents a successful mix of strategy, business acumen and most importantly, the right team members. Safeguard your assets through succession planning strategies with a focus on insurance and pension plans, tax-reduction strategies, and recruitment and retention.

7

Group Benefits

At Vancea Financial Group we believe in helping owners of companies design plans tailored to their company’s specific needs. We not only shop the industry for you, but report our findings and figures to you for consideration. We also make recommendations based on our experience to help you make informed decisions. Our goal is to earn your business.

Whether you’re looking for a fully insured benefits plan or a budgeted ASO (Administrative Services Only), healthcare spending accounts, or a combination thereof, Vancea Financial will help you pick the right benefits plan for your company.

What Our Clients Say About Us

Karen Hurson – Hurson Property Management Inc.

Bob has been my financial adviser for many years now and I am delighted to recommend him. Bob is a warm, positive person with strong Family values and a genuine desire to help.

I am always reassured by Bob's understanding of my life challenges as a single senior and I am very grateful for his perspective and guidance over the years.  This is a man who understands good old fashioned customer service and I can count on his  quick response when I need his assistance. I'm grateful to have this stellar professional in my corner and his sage advice has  increased my investments substantially and consistently. Thank you Bob, you're the best!
2017-08-08T13:49:40+00:00
Bob has been my financial adviser for many years now and I am delighted to recommend him. Bob is a warm, positive person with strong Family View Full →

John & Judy George

Thank you for investing  our savings and future retirement fund.  We have invested with several financial institutions over the years but none has delivered near the financial gain as you, Vancea Financial Group and London Life managed to do!
2015-05-26T15:08:23+00:00
Thank you for investing  our savings and future retirement fund.  We have invested with several financial institutions over the years but none has delivered near the View Full →

Elaine Perry & Richard Witcombe

Thanks so much for meeting with us today.   Once again we were very pleasantly surprised to see how well our portfolio is doing.   Given the recent stock market situation we did not expect this.  Thank-you for the great management!  Our contact with your office is always a positive experience.   Gesi is extremely personable and a valuable asset to your office.   We always leave feeling better than when we arrived and are considering booking weekly sessions.   Once again, many thanks for the good work.
2015-05-26T15:05:32+00:00
Thanks so much for meeting with us today.   Once again we were very pleasantly surprised to see how well our portfolio is doing.   Given the recent View Full →

Betty Gropp

When my mother sold her house, she invested the proceeds with Vancea Financial Group.  It was very easy to get her account set up and the GIC rates were very competitive.  My mother passed away recently and the Vancea Group had a cheque returned for her estate, before her bank began dealing with the estate.  It is a pleasure to deal with their office; the staff are very efficient and very personable.
2015-05-26T14:59:47+00:00
When my mother sold her house, she invested the proceeds with Vancea Financial Group.  It was very easy to get her account set up and the View Full →

Tony Herlick

I can honestly say Brian is very reliable, knowledgeable and is very patient. Whenever we ask a question and he doesn’t have the answer he gets it for you immediately. Brian is not just a financial advisor but he has become a good friend. He has worked very hard for us, and we have trusted him with all our investments.  Brian has earned our respect through his dedication and hard work.
2015-05-26T15:11:02+00:00
I can honestly say Brian is very reliable, knowledgeable and is very patient. Whenever we ask a question and he doesn’t have the answer he gets View Full →

Michael Byrnes

Brian Cressman has proven to be a reliable and knowledgeable financial advisor, who has been able to help us grow our investments. He is very professional and always accessible.
2015-05-26T14:40:56+00:00
Brian Cressman has proven to be a reliable and knowledgeable financial advisor, who has been able to help us grow our investments. He is very professional and View Full →

PrimaCare Community Family Health Team

I just wanted to share with you a success story we have with our benefits and our RRSP. In 2012 we switched benefit providers from Sunlife to Manulife. Our agent, Tom Orton with Vancea Financial Group was able to lower our overall costs by over $1,000 per month and provided us with more coverage. At our first renewal there was no increase and our second renewal there was a minor decrease. His work with our RRSPs has been outstanding. He was able to leverage our RRSP contributions so that the contributions from 2012 to today are equal to the total amount accumulated from 2006 to 2012.
2015-05-26T14:27:34+00:00
I just wanted to share with you a success story we have with our benefits and our RRSP. In 2012 we switched benefit providers from Sunlife View Full →

Teresa Lofty

When you have a child with disability challenges it is a huge worry to parents whether you have things set up properly to handle their best interests after we are gone. We are thankful that during our yearly financial review discussions that you brought about future life planning questions knowing that we are the parents of a daughter with disability challenges. A will was in place but our talks led you to linking us with people very knowledgeable and well qualified with trusts and wills. For sure we were interested in wanting to ensure our plans and decisions would make the loss of mom and dad, whenever that happened to be less stressful for both her and her brother caregiver. We are now feeling more confident and relieved knowing that our discussions brought about changes that will better reflect our children, their best interests and hopefully make things less complicated and overwhelming for them when we are no longer here.
2015-05-26T15:07:55+00:00
When you have a child with disability challenges it is a huge worry to parents whether you have things set up properly to handle their best View Full →